Slide 3: Introduction to the Michigan Assistive Technology and Employment Loan Funds
[Logo: UCP United Cerebral Palsy of Michigan Life without limits for people with disabilities"]
[Logo: State of Michigan with words "Michigan Assistive Technology Loan Fund"]
[Logo: Michigan Employment Loan Fund Creating opportunities for people with disabilities]
Slide 4: Purpose of Michigan Assistive Technology Loan Fund (MATLF)
* Purchase assistive technology devices 
* Purchase related services 	
* Includes vehicle and home modifications
[White van with a lift down and a woman standing next to it.]
Slide 5: Purpose of the Michigan Employment Loan Fund (MELF)
* Reduce and/or eliminate barriers to employment
* Purchase equipment to start/expand self-employment
* Purchase equipment to work from home for employer
[Man standing next to a plastic mold of a deer with his hand on it's head. In background a taxidermy deer mounted on the wall.]
Slide 6: Partners and Their Roles
* Michigan Disability Rights Coalition (MDRC)
* Michigan Department of Career Development/Rehabilitation Services (MCDC/RS)
* United Cerebral Palsy of Michigan (UCP MI) 
* Option 1 Credit Union of East Lansing 
MATLF began in 2001, MELF began in 2005 
Slide 7: Values Based
* Empowers Borrowers
* Non-discriminatory
* Confidential 
* Provides easy access to application process
* Applications are processed promptly
* All documents in low literacy format
* Consumer Controlled
Slide 8: Local Application Sites
MATLF works with disability organizations around the state who:
* Serve as intake and counseling point
* Provide additional information to make informed choices
* Provide other possible funding sources
* Assist with providing training and other assistive technology services.
Slide 9: MATLF Can Be Used To Purchase Equipment/Devices
Examples include (not limited to):
* Wheelchairs
* Motorized scooters
* Braille equipment
* Hearing Aids
* Voice simulation systems
* Scanners
* Telecommunication devices
* Computers and adaptive peripherals
* Home modifications
* Vehicles w/ modifications
[Woman seated in car on a wheelchair.]
Side 10: MATLF Can Be Used to Purchase Services 
* Evaluation 
* Purchasing
* Leasing
* Selection
* Designing
* Fitting
* Customizing
* Adapting
* Applying
* Repairing
* Replacing
* Coordinating and using other therapies
* Interventions or services
* Training or technical assistance
Slide 11: Employment Loan Fund Purchases
* Equipment needed to work from home
* Training to use the equipment
* Maintenance agreements
* Extended warranties
[A woman seated at desk with old computer monitor and hand on a calculator keyboard]
Slide 12: Examples Include (not limited to)
* Computer and peripherals
* Farm Equipment
* Office Machines
* Tools of the trade
* Office Furniture
* Sewing Machine
* Kitchen Appliances
* Telecommunication Devices
* Vehicle for business
[An open tool box showing tools inside]
[A silver colored container with kitchen utensils standing up in it.]
Slide 13: Michigan Employment Loan Fund Checklist
* Applicant experiences a disability
* The disability creates barrier to employment
* Proposed work overcomes that barrier
* Work can be performed at proposed location
* Work location appropriate for proposed work
* Equipment purchased necessary to make work possible at proposed location
* Loan increases access to technology/equipment
* Loan increases employment opportunities
Slide 14: Primary Employment Goals
* Become newly employed in telework for an employer
* Become newly self-employed
* Change to teleworking job for an employer
* Change to self-employment job
* Expand existing business
* Other
Slide 15: Eligibility Requirements
* Any resident of the State of Michigan who has a disability (individual who has a physical/mental impairment substantially limiting one or more major life activities)
* Any senior who needs assistive technology
* Family members on behalf of person with the disability
* Guardians on behalf of person with the disability
* For Employment Loan Fund, Employers on behalf of person with the disability
* Member of Option 1 Credit Union ($5 membership fee)
Slide 16: Loan Amounts
* No minimum
* Maximum amount is $30,000 for MATLF; $20,000 for MELF
* Ability to repay amount requested will help determine if request is approved.
* Repayment terms based on expected useful life of device or equipment.
* Repayment terms are as long as possible in order to give applicant lowest payment possible (maximum is 7 years)
* Current rates are 4.75 - 9.75%, dependent on repayment terms
Slide 17: Affordable Independence
[Woman seated at a desk in front of a keyboard tray]
[A boy seated at a table]
[The side of a silver van with lift part way down - A young girl is seated on the lift. A woman is standing next to her. A young boy is peeking out of the van door above the girl.]
[An older boy riding an adult-sized tricycle in a hallway with lockers along the sides.]
Slide 18: Increasing Employment Opportunities
[A woman seated at a desk with a laptop in front and her hand on a mouse.]
[Tools]
[A white delivery van]
[A machine with a screen on the right top side and drill bits on the left lower tray.]
Slide 19: Contact
* Michele Seybert, Loan Funds Manager
* Email: seybert@ucpmichigan.org
* Phone: 800-828-2714
* Web: www.michiganloanfunds.org
Slide 20: Questions? 			
Thank you for completing the online survey about this webinar. A link will be emailed to you. 
If you do not want to receive email notices of future assistive technology webinar opportunities, please send an email to mdrc@prosynergy.org and ask to be removed from the AT Webinar list. 
Slide 21: Final Thoughts
"The true potential of technology lies not in the devices alone, but the use of technology to help people achieve their dreams."
[A photo of 3 dancers, two leaping up in air with limbs stretched out and bending and one in a wheelchair, leaning forward with one arm outstretched. ]	

Text version of the Michigan Loan Funds Webinar PowerPoint starting with slide 3, alternative text for images in [x].

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